Our Business
 

In today’s rapidly evolving Nigerian financial services and mortgage market, Lagoon Home Savings & Loans Limited provides timely, flexible and expert advice to help its clients meet their strategic objectives of maintaining maximum cover at an attractive cost.

Lagoon Home Savings & Loans Limited is engaged in the provision of banking services to corporate, commercial and individual customers. The Bank provides such services that relate to mortgage financing such as savings and current accounts management, technical advisory services, treasury and financing services, equipment leasing, funds management among others in the wholesale and retail markets.

The Bank has a strong and consistent earnings record, as well as solid capital and liquidity positions. In addition, the Bank’s strong asset quality magnifies its strength in the environment and the Bank’s operations are highly automated.

The Bank’s professionalism combined with its positively conservative banking posture has enabled it to record significant success since inception. The Bank also has a strong sales culture, which enables it to cross sell products and services. Lagoon Home Savings & Loans has maintained a steadily rising profit trend over the past five years.

Some of our notable strengths include:

  • Strong asset quality and low level of credit losses
  • Continuously improving profitability and strong revenue generation
  • Strategic repositioning and diversified funding mix
  • Well capitalized, strong liquidity position and refinancing ability
  • Strong market share
  • Competent and well tested key management
  • Excellent Customer base
  • Strong Brand
 


 

 

 

     
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Copyright © Lagoon Home Saving and Loans Ltd (Mortgage Banker) 2010